THIS BLOG IS BASED ON COMPLETE KNOWLEDGE ABOUT FINACLE COMMANDS,TIPS AND TRICKS.

Friday

HOW TO CLOSE ACCOUNT IN FINACLE

http://www.finaclecommands.com/

For Closing an Account, following steps are to be taken:

Step 1:
  • Inquire following contents from ACCBAL:

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  • Go to the menu option ACCBAL and enter. The following screen will appear:
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  • Ensure that Effective Available Balance in the account.
  • In the above screen, no balances in any components should be there e.g. Funds in Clearing, Float Balance, Any type of TOD limit, Lien Amount and System Reserved Amount etc.

How to Open Cash Credit Account in Finacle


INTRODUCTION TO CASH CREDIT LOAN.


Cash credit is a short-term source of finance. Under cash credit, the bank offers its customer to take a loan up to a certain limit. Cash credit is also known as bank overdraft.

FEATURES OF CASH CREDIT:

  • This loan is given to meet the working capital requirements of a company.
  • It is given against a collateral security.

Now, Let us Understand.

HOW TO OPEN CASH CREDIT ACCOUNT IN FINACLE:

http://finaclecommands.com/
Go to Menu option and enter option OAAC. The following screen will appear:

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  • Enter Customer ID & Press F11 for confirming Customer’s Name
  • Enter appropriate Scheme Code & GL Sub-head Code Press F4. Then the following screen will appear.
  • For every account opening of Cash Credit the General, Scheme, Limit Details and MIS Details are mandatory.

Sunday

How to Open a Loan Account in Finacle

Loans Account Opening 

So,Lets understand,

    What is Loan?

A loan is the act of giving money, property or other material goods to another party in exchange for future repayment of the principal amount along with interest or other finance charges. A loan may be for a specific, one-time amount or can be available as an open-ended line of credit up to a specified limit or ceiling amount.

            In Banks for Disbursement of Loan a Loan account in opened in Finacle.

In Finacle for Opening a loan account there are different details which a person had to fill for opening Loan Accounts.
  • G-DETAIL  OR   GENERAL DETAILS
  • S-DETAIL  OR   SCHEME DETAILS
  • I-DETAIL    OR   INTEREST DETAILS
  • H-DETAIL  OR   LIMIT/SANCTION DETAILS
  • V-DETAIL  OR    MIS CODE DETAILS
  • E-DETAIL  OR    REPAYMENT DETAILS
  • 5-DETAIL  OR    DOCUMENT DETAILS
  • 6-DETAIL   OR    DSA DETAILS

Wednesday

Introduction to Transaction Maintenance

   TRANSACTION MAINTENANCE

In day-to-day banking operation various customers are making transactions in their accounts.These transactions are either debit transactions or credit transactions.Customer makes these transactions by the way of depositing cash, withdrawing the cash or issue the transfer from one account to another account of himself or another customer. Finacle is having the layer for different types of transactions.

Monday

How to Open a Term or Fixed Deposit Account in Finacle.

What is a 'Term Deposit'


A term deposit is a deposit held at a financial institution that has a fixed term. These are generally short-term with maturities ranging anywhere from a month to a few years.
For example, FDR, CCR & CDR etc. 

Now,
How to Open a Term Deposit Account in Finacle.

So Let,s get Started:




For Every Type of Account Opening
              Menu Option
                      OAAC





  •  Go to Menu option and enter option OAAC. The following screen will appear:

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  • Enter Customer ID & Press F11 for confirming Customer’s Name
  • Enter appropriate Scheme Code & GL Subhead Code Press F4.  Then following screen will appear. For every account opening of Term Deposit the General, Scheme          and Flow Details are mandatory
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Sunday

TRANSACTION MAINTENANCE OR TM IN FINACLE

    For Adding Transaction in Finacle
    MENU OPTION
    TM
  • Go to Menu Option and Enter TM.
  • Function: A (Add) then Type/Sub-type. Press F4
  • Enter A/c No., Amount, Description etc and Press F4
TM https://finaclecommand.blogspot.com

Wednesday

HOW TO OPEN AN ACCOUNT ( OAAC ) IN FINACLE.

http://finaclecommands.com

OAAC (OPEN AN ACCOUNT)

This command is used in finacle core banking software by which a Banker opens the account of a customer.

  • This illustration is for opening of Saving Bank Account
  • Go to Menu option and enter option OAAC
www.finaclecommands.com
ENTER

OAAC consists of
  1.     G -DETAIL OR GENERAL DETAIL
  2.     S  - DETAIL OR SCHEME DETAIL
  3.     N -DETAIL OR NOMINATION DETAIL
  4.     A-DETAIL OR ADDITIONAL DETAIL 

Thursday

CUMM OR CUSTOMER.ID. VERIFICATION

VERIFICATION PROCESS OF CUSTOMER ID. OR CUMM IN FINACLE.

You had to verify all the details of the customer step by step by visiting all the details of the customer in finacle.

Following Details to be visited.
  • GENERAL CUSTOMER DETAILS (G-DETAIL)

  • CUSTOMER CURRENCY DETAILS (E-DETAIL)

  • CUSTOMER MINOR DETAILS (M-DETAIL)

  • TRADE FINANCE DETAIL (T-DETAIL)

  • NON-RESIDENT CUSTOMER DETAIL (N-DETAIL)

Wednesday

CUMM OR CUSTOMER. ID. CREATION

A BRIEF INTRODUCTION TO CUSTOMER MASTER MAINTENANCE (CUMM) OR CUSTOMER ID.

This is the first and foremost pillar for opening of an account in finacle.Whether it is a Savings Account or a Current Account.For every new customer a ‘Customer ID’ is to be added in finacle.The data required for creating the customer,s id is the customer details like name, address, age, introduction details, etc which are obtained from customer in the form of 
 KYC ‘Know Your Customer’ 

Once the customer ID is created any account opened by that customer will be linked to this particular ID. Hence due care is taken while filling the all details of customer in finacle. The process is known as Customer Master Maintenance (CUMM). 

 CUSTOMER ID CREATION PROCESS IN FINACLE:

There are many details in Customer ID creation but the main details are:
  • GENERAL CUSTOMER DETAILS (G-DETAIL)

  • CUSTOMER CURRENCY DETAILS (E-DETAIL)

  • CUSTOMER MINOR DETAILS (M-DETAIL)

  • TRADE FINANCE DETAIL (T-DETAIL)

  • NON-RESIDENT CUSTOMER DETAIL (N-DETAIL)


Saturday

CUSTOMER I.D.(CUST.I.D.) THROUGH ACLI

How to find Customer ID (Cust.ID) of an account through ACLI?

STEPS:

1.Type ACLI in finacle menu option block and press Enter. 
    (as shown in figure below)
www.finaclecommands.com
STEP 1

Friday

FINACLE FUNCTION KEYS IN PDF FORMAT

FINACLE FUNCTION KEYS

TO DOWNLOAD IN PDF CLICK HERE


FINACLE FUNCTION KEYS DOWNLOAD





FINACLE LOGIN PROCESS


FINACLE LOGIN MENU

www.finaclecommands.com
  1. Open Internet explorer in your branch,s computer .

Wednesday

FINACLE MENU TERMS AND FUNCTION KEYS

                                   Introduction to Finacle Core User Menu

http://finaclecommands.com

After logging in to the Finacle Core following screen Appears
1) Menu Block: In this block user will find various menus of Finacle Core like
customer menu, accounts menu etc.
2) Menu Option Block: User has to type the required menu and execute the same
from this block.
3) Action Bar: User can execute the process of Finacle Operations by clicking on
various options on this bar. The Hot-Keys are also assigned for all options, which
appear on the bar.

ACCOUNT LEDGER INQUIRY

ACCOUNT LEDGER INQUIRY (ACLI)

Finacle command ACLI which is abbreviated as ACCOUNT LEDGER INQUIRY.
It is very useful command in finacle and used for account ledger inquiry.


So let,s see how this command works in Finacle.

STEPS

1.Type ACLI in finacle,s MENU OPTION BLOCK and press enter.

http://finaclecommands.com
STEP-1

Sunday

COMMONLY USED FINACLE COMMANDS IN PDF

COMMONLY USED MENU OPTIONS IN FINACLE

Menu Options in Finacle:


To download in pdf file click here


Menu Option
Description
CUSTOMER MASTER RELATED
CUMM
To Add, Copy, Suspend, Inquire, List, Modify, Unsuspended,
Verify and Cancel a Customer Master.
CUMI
Inquiry on customer record
CUS
Inquiry on Customers based on selected criterion/
criteria
CUIR
Interest Certificate for customers
CUMP
Customer Master Print
CUSTBALP
Balances for different accounts of a customer
ACCOUNT OPENING / MAINTENANCE
OAAC
For opening SB/CA/TD/Cash Credit/Loan/OD accounts
OAACAU
To verify account opened under OAAC
ACM
To Modify/Inquire the Account
ACLI
Account ledger inquiry
ACCBAL
Account balances
ACS
Account Selection Criteria
INTTM
For changing the interest rate
ACINT
For running interest calculations
AITINQ
Inquiry on interest in accounts
TDSCALC
For calculating the TDS
ACMP
Master print for accounts
PSP
Printing statement of accounts
TRANSACTION MAINTENANCE
TM
Putting through transactions
TI
Inquiry on specified transactions
FTI
Inquiries for financial transactions
TEI
Inquiry on exceptions in transactions
INVENTORY MAINTENANCE
IMAUM
Maintain authorized users for inventory
IMC
Inventory movement between locations
IMI
Inquiry on inventory
ISI
Inventory split merge and inquiry for inventory held
by self
ISIA
Inventory split, merge and inquiry for inventory held by others
CHEQUE BOOK & STOP PAYMENT RELATED
ICHB
Issue of cheque books to customer accounts
ICHBAU
Verification of cheque books issued to customers
CHBM
Inquiries relating to cheque book maintenance
SPP
To input stop payments
SPPAU
To authorize stop payments
INQACHQ
Inquire on the basis of cheque number
LIEN & FREEZE
AFSM
For freezing/ unfreezing the accounts
ALM
Account Lien (mark / unmark) Maintenance
ACCOUNT TOD MAINTENANCE
ACTODM
For granting TOD